Health Reform was supposed to help those with pre-existing conditions if the state in which you live won't. Well, as an experienced health insurance agent I'm here to tell you that promise has been fulfilled...in a big way.

The Federal Risk Pool is up and running in all states where the states didn't want to run it. It's for those with pre-existing conditions who can't get insurance elsewhere. Eligibility doesn't depend on your financial status and you can't be turned down. Moreover, the premiums are really great for people who have pre-existing conditioins, as are the benefits.

If you've been without health insurance due to pre-existing conditions for at least six months you should IMMEDIATELY visit this site and see if your state is on the list where this program is working.

www.pcip.gov.

It's the real deal for folks who can't get insurance any other way or have found their state risk pools are way too expensive.

LF