401K & Investing???

[Sea Draggin]

I know there are some investment folks on here so I will throw this out. I'll be 40 next year and I am invested like this:

16.65% Bonds
19.75% Asset Allocation
63.60% Stocks

I can't touch this stuff for another 25 years at the earliest, but I can move it around as I want. So if I wanted to move my total investment to bonds for 6 months, then split it back up later I could.

Should I be moving this stuff around with a weakening dollar and are my %ages correct?

[Moveable Assets]

Sea Draggin,
Not an investing professional but, at 40 years of age you should certainly be looking to develop a personal financial plan. Your best bet is via a certified financial planner unless you have ample time to dedicate to learning market skills/nuances. You can play around trying to do it inexpensively (may work out positively for you) but what you should be looking to develop in a portfolio is one that is up in good markets but not as far down in bad markets. Pay the professional.

[hubris 1]

PUT IT BETWEEN THE SCREEN DOOR, AND THE FRONT DOOR! and check it every day. oooh, wait thats for a different thread. sorry. that guy got really pissed at that advice too. cant remember his name but i bet he remembers me!

[Sea Draggin]

This is just my regular work/matching thing. It doesn't add up to much, but I can play with regularly if I want to. Not taking anything out, but just switching % invested in each catagory, or switching $ between catagories. I have only messed with it twice in the last 6 years. Money and finance definetly is not my thing.

[stockweiser]

FWIW, sure Bonds look good now but to allocate 100% into any one market/sector is just plain crazy. How do you know this isn't a correction. Don't forget CASH is a position!!! I do all of my investing and handle 2 trading accounts and one Roth IRA. I trend trade and the current markets are trending down!!! Lower highs and lower lows(just look at the charts). I am currently buying Puts and investing in big cap high dividend companies(there is a big difference between "trading" and "investing". Right now it looks as though everything is getting killed but when a recession hits, consumer staples are a good place to be. PG, KO, MO, PEP, ect. are stocks that do well in market downturns. Good luck

[Big Jay]

If you want shoot me a PM.

I am a Series 7 licensed Financial Rep. I work with my father who has been doing the same for 30 years.

I could help you.

[Big Jay]

I know there are some investment folks on here so I will throw this out. I'll be 40 next year and I am invested like this:

16.65% Bonds
19.75% Asset Allocation
63.60% Stocks

I can't touch this stuff for another 25 years at the earliest, but I can move it around as I want. So if I wanted to move my total investment to bonds for 6 months, then split it back up later I could.

Should I be moving this stuff around with a weakening dollar and are my %ages correct?

Holy cow...i just really took a look at the info. You really need to shoot me a PM bud. Unless you are REALLY open to taking risk, the way this market is going you might need to move some of that around.

[Younger]

Be aggressive at your age. Bonds will kill you in the long run. You are too young to have 16% in bonds.

[trollman]

I know there are some investment folks on here so I will throw this out. I'll be 40 next year and I am invested like this:

16.65% Bonds
19.75% Asset Allocation
63.60% Stocks

I can't touch this stuff for another 25 years at the earliest, but I can move it around as I want. So if I wanted to move my total investment to bonds for 6 months, then split it back up later I could.

Should I be moving this stuff around with a weakening dollar and are my %ages correct?

send a PM to Mikey LPL, he is the best on this stuff!